About

Zamchat Loans: A professional loan advisor App aiming at improving your borrowing needs in Zambia. We help in answering questions like: "Which loan Apps or lenders should i choose?" and "What type of loan is right for me?"

We built this app to cut through the noise. Banks, fintechs, and micro-lenders all offer different terms, rates, and conditions. It’s confusing. Zamchat Loans makes it simple.

Our Roles

Compare Loans: Side-by-side comparisons of interest rates, repayment periods, and fees from major Zambian lenders.
Smart Filters: Whether you’re salaried, self-employed, or running a business, find loans that fit your profile.
Transparent Info: No hidden terms. No fine print surprises. Just straight-up facts.
Updated Listings: We keep our data current so you’re not wasting time on expired offers.
Loan app reviews: We provide latest information about loan mobile application with the best borrowing terms
Financial advice: Provide guidance on improving debt management and best way to make loans work for client's advantage.

Our Target

Anyone in Zambia looking for a personal loan, salary advance, student loan, or small business financing without the stress of visiting multiple lenders or guessing what’s best.

Why We Exist

Access to credit shouldn't be a gamble. We believe in financial clarity and informed choices. That’s why we built this platform to give Zambians the power to borrow smarter.

Why Choose Us?

Getting a loan should be quick and stress-free. With Zamchat Loans, you can make informed choices in minutes, not days.

Meet our Team

Here is our dedicated team to provide you with the best:

1. Isaac Daka

Position: CEO
Qualifications: Holds Bachelor of ARTS In Psychology (UNZA) and Diploma in Clinical Medicine (Chainama college)
Experience: working as a Clinician at Ministry of health.

2. Steven Banda

Position: Co-founder
Qualifications: Holds Diploma in business Administration (NIPA) and Certificate In Labor Law And Industrial Resolution (ZIALE)
Experience: Former loans officer at FINCA Zambia.

3. Edess Moonga